DOM.RF: preferential IT mortgages are more often taken by married men under the age of 34

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Bank DOM.RF, which is the operator of the preferential mortgage program for IT specialists, created a portrait of a typical borrower. Since its launch, loans have been issued to 1,200 people for an amount exceeding 10 billion rubles.

According to the bank’s analytical data, applications for housing under preferential mortgages were most often submitted by specialists aged 25 to 34. The majority of them, namely 62%, are men, and half of them are married.

Among those who take out a mortgage on preferential terms, 38% are married women. At the time of participation in the program, 36% of women and 40% of men have children. 63% of all participants are ready to buy housing at the construction stage.

RB.ru reports that Moscow and the Moscow region, St. Petersburg, Krasnodar region, Sverdlovsk and Novosibirsk regions are the leading regions in terms of soft loans for IT professionals.

This program started in May 2022. Employees of accredited organizations in the field of information technologies can issue a preferential mortgage. By the end of 2024, the government expects to issue 50,000 loans for a total of 240 billion rubles.

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